Morazha KalliasseriService Co-op Bank
Empowering Kannur’s local community since 1961 with trusted financial security, competitive interest rates, digital RTGS/NEFT banking, and comprehensive cooperative welfare services.
Seven Decades of Dedicated Community Service
From modest beginnings in 1951 to a Class 1 Super Grade cooperative bank today, Morazha Kalliasseri Service Co-op Bank remains committed to financial empowerment across Kannur district.
Our Mission
To deliver secure, accessible, and transparent banking services to every household in Morazha, Kalliasseri, and Andoor while nurturing local agrarian and micro-enterprises.
Strategic Vision
Seamlessly blending modern digital banking infrastructure (RTGS, Virtual Accounts, Mobile Banking) with human-centric cooperative welfare and non-banking commercial complexes.
Co-op Principles
Guided by international cooperative values: Voluntary membership, democratic member control, equitable economic participation, and active concern for community welfare.
Tailored Financial & Social Services
Explore our wide portfolio of deposit accounts, competitive loan schemes, digital banking tools, and community non-banking units.
Savings Bank (SB) Deposit
Attractive interest rates with liquidity and passbook facilities for individuals and families.
Fixed Deposits (FD)
Flexible tenure ranging from 15 days to 5+ years with senior citizen bonus interest rates.
Recurring Deposits (RD)
Build disciplined financial savings with monthly fixed installments and compounding interest.
Current Account
Unrestricted daily transactions, cheque book facility, and statement services for traders.
Safe Deposit Lockers
Dual-key security lockers in reinforced bank vaults for gold, documents, and valuables.
Download Application Forms
Get official printable PDF application forms for Savings Bank accounts and RTGS/NEFT money transfers.
Deposit Interest Rates
Competitive, transparent interest rates on fixed deposits across every tenure, designed to help your savings grow with confidence.
Extra 0.50% for Senior Citizens
In addition to the rates above, eligible senior citizen members are entitled to a maximum additional interest rate of 0.50% on fixed deposits.
Our 12 Branch Network Across Kannur
Conveniently located across Morazha, Kalliasseri, and Anthoor municipalities to bring personalized banking directly to your neighborhood.
Anchampeedika Branch
Mangad Branch
Vellikkeel Branch
Kolathuvayal Branch
Parassinikkadavu Branch
Mangattuparamba Branch
Dharmasala Evening Branch
Paliyathuvalappu Branch
Ayyankol Branch
Yogashala Branch
Keecheri Evening Branch
Mangad Evening Branch
Premium Venue for Every Celebration
A premium convention destination in Kannur for weddings, corporate events, and unforgettable moments.Designed to impress from the first arrival, Astoria brings together striking architecture, elegant spaces and thoughtful hospitality to create unforgettable experiences.
Photo Gallery & Community Moments
Explore photos of our branch services, annual achiever felicitations, and community green initiatives across Kannur.
SSLC & +2 Achievers Felicitation
Board members honouring the year's top-scoring SSLC and +2 students at the annual achievers' felicitation held at the bank premises.
Student Achievers Award Ceremony
Bank officials addressing members and award recipients during the annual student achievers recognition programme.
24-Hour ATM Service Launch
Announcing the bank's new round-the-clock ATM service for easier, faster cash withdrawals for members.
Haritham Sahakaranam - World Environment Day
The bank's 'Green Co-operation' theme-trees campaign marking World Environment Day across Kerala's co-operative network.
Sapling Plantation Drive
Board members and local dignitaries planting saplings as part of the bank's Green Co-operation environment initiative.
Green Co-operation Tree Planting
Members and officials planting native trees near the branch premises as part of the World Environment Day drive.
Staff & Members Planting Saplings
Bank staff and members participating in the sapling plantation drive to support local afforestation efforts.
Convention Centre Inauguration
Inauguration ceremony of the convention centre, marking the beginning of a new space for community events and gatherings.
Convention Centre Inauguration
Inauguration ceremony of the convention centre, marking the beginning of a new space for community events and gatherings.
Convention Centre Inauguration
Inauguration ceremony of the convention centre, marking the beginning of a new space for community events and gatherings.
Convention Centre Inauguration
Inauguration ceremony of the convention centre, marking the beginning of a new space for community events and gatherings.
Get in Touch with MKSC Bank
Have questions about account opening, loan interest rates, or deposit schemes? Reach out to our Secretary or Head Office administration.
Head Office Contact
Send an Official Inquiry
Fill out the form below and our member relation desk will get back to you within 24 business hours.